Make Your Dream
Home a Reality
India's lowest home loan interest rates starting at 7.50% p.a. Borrow up to ₹5 Crores with tenure up to 30 years and easy EMIs.
Home Loan Products
Find the right type of home loan for your needs
New Home Purchase
Buy a new flat, villa, or plot with up to 90% financing and the lowest interest rates.
ApplyUnder-Construction
Finance your dream home from reputed RERA-registered builders with flexible disbursement linked to construction progress.
ApplyHome Renovation
Renovate, extend or modernize your existing home with a dedicated renovation loan at special rates.
ApplyBalance Transfer
Transfer your existing high-interest home loan to OwnPaisa and save thousands every month.
ApplyTop-up Loan
Already have a home loan? Get an additional top-up amount at the same attractive rate.
ApplyPlot + Construction
Finance the purchase of a plot and the construction of your home in one single loan.
ApplyYour Home Buying Journey
From application to getting your keys — all digital, all fast
Apply Online
Fill form in 10 minutes. Zero branch visits.
Document Check
Upload docs digitally. Verified in hours.
Get Sanctioned
Sanction letter issued within 2 working days.
Move In!
Funds disbursed directly to builder/seller.
Eligibility
Documents Required
Frequently Asked Questions
Your dream home is one step away
Apply online in minutes. No branch visits, no lengthy paperwork.