Drive Home Your
Dream Car Today
Get up to 100% on-road financing for new and used cars. Lowest interest rates starting at 8.50% p.a. with same-day approval.
Why OwnPaisa Car Loans?
The smartest way to finance your next vehicle
Same-Day Approval
Our AI engine processes your application and delivers a loan decision in minutes — not days.
100% On-Road Financing
Cover the full on-road price including registration, insurance, and accessories in one loan.
Flexible Repayment
Choose tenures from 12 to 84 months. Foreclose anytime after 6 EMIs with zero penalty.
New & Used Cars
Finance brand-new vehicles or quality used cars (up to 5 years old) at equally competitive rates.
Transparent Pricing
Full cost breakup before you sign — no hidden charges, no surprises at the showroom.
Doorstep Service
Our loan officer comes to you. Document pickup, verification, and support at your convenience.
New Car vs Used Car Loan
New Car Loan
- Up to 100% on-road financing
- Rate from 8.50% p.a.
- Tenure up to 84 months
- All makes and models covered
Used Car Loan
- Up to 85% of market value
- Rate from 9.50% p.a.
- Cars up to 5 years old
- Quick valuation process
Eligibility Criteria
Documents Required
Frequently Asked Questions
Ready to hit the road?
Apply for your car loan today. Same-day approval, 100% online, zero hassle.